Once you have made the decision to file for bankruptcy you must then decide whether to file independently or use the services of a bankruptcy attorney. Obviously there are additional costs associated with using an attorney but when making such major financial decisions as those made while filing for bankruptcy it is usually a good idea to have an experienced bankruptcy attorney on your side. It is important that you take the time to research the attorneys in your area and in fact interview them. You will be hiring the attorney to work for you and it is wise to interview several and hire the one you feel is the best.
A good place to start finding attorneys to interview is your state’s Bar association. You can usually find a lawyer referral service and find attorneys in your area that specialize in bankruptcy. Many attorneys will also give a free or reduced-rate consultation. During this consultation you can ask important questions regarding their experience: how many bankruptcy cases do they take in a year, how many of these cases have had problems and how they were addressed, and naturally ask their fees. Some fees are standard as they are set by the state but most fees will vary from attorney to attorney depending on their level of experience, among other things.
Another place to find attorneys to interview is via word-of-mouth. Ask your coworkers, friends, etc if they have any recommendation. If you know someone who has had good experience with an attorney before you can usually be more confident in them. Again it is still suggested that you interview any attorneys that have been recommended to you. It is important to make sure that your personalities do not conflict as you will be spending many hours working on your petition and ultimately in bankruptcy court.
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